Startup and Small Business Loans, Credit, and Other Financing Options

This is a simple list to know your options for startup and small business loans, credit, and grants. Find the best business loan and best business credit card options you can qualify for. 

Business loans

Short-term Loans (6 months or less)

  • Intuit
  • PayPal
  • Stripe
  • Shopify

Revenue-based financing

Business credit lines

  • OnDeck.com (600+ credit score, $200k+ annual rev)

Business credit cards

High credit scores only:

  • AmEx Blue Business Cash or Blue Business Plus Credit Cards (690+ credit score)
  • Chase Ink Business Preferred or Business Cash Credit Cards (690+ credit score)
  • Capital One Spark Cash for Business (690+ credit score)
  • SVB credit card (690+ credit score)

All credit scores

Debt crowdfunding

Early-stage founder funding

Government funding

Venture debt (must be a VC-backed company)

Invoice financing (factoring)